A divorce is the split of two people about to embark on the path toward separate lives. It is the breakaway from a foundation that you and your spouse built together. Now, that foundation will no longer exist. You have moved out of the house with every intention of...
Ferguson Means Protection
Ferguson Legal Group, LTD Law Blog
Changing child custody in Ohio: What are the rules?
Splitting time with your child with your ex can be challenging. And just when you have adjusted to a new normal, things can change, and you may need to make another custodial transition with a modification. Custody modification is something many parents must navigate...
What Happens at a Bankruptcy Hearing?
Even those who may have some familiarity with bankruptcy and what it can accomplish may not know what bankruptcy proceedings actually look like. As the bankruptcy filer, will you be expected in court to appear before the bankruptcy judge? Are court proceedings formal?...
Will Chapter 7 Bankruptcy Discharge All of My Debts?
Are you feeling like you are in the midst of a personal financial crisis? Do you have more bills coming in than you do money to cover them? If so, Chapter 7 bankruptcy may provide you with the financial relief you need. Filing Chapter 7 bankruptcy results in the...
What Is BAPCPA?
Over the years, laws change. New laws can come into play and have a substantial impact on people and important issues. In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) was enacted. This important piece of legislation made major revisions...
What Are the Advantages (and Disadvantages) of Chapter 13 Bankruptcy?
It can be very difficult deciding on whether or not you should declare bankruptcy. There are many significant advantages to filing bankruptcy and it gives many people a fresh financial start that would otherwise not have been within reach. It is not, however, without...
Can You Keep Stocks in Bankruptcy?
Many in the U.S. are suffering financially as the economy continues to struggle. These are tough times for many and more and more people may be finding that their debt has grown to unmanageable levels. They may seek bankruptcy protection to seek some financial relief....
What Should I Ask My Bankruptcy Attorney?
The bankruptcy process can provide some much-needed relief from staggering financial pressure. Sometimes, for any number of reasons, we find ourselves struggling with things like making minimum payments on our outstanding debt obligations. When this happens,...
Will the COVID-19 Pandemic Lead to a Flood of Bankruptcy Filings?
If you have seen the news at all lately, it appears to be more doom and gloom than usual. The COVID-19 pandemic persists. The economy is in a major slump. The impacts of social distancing measures imposed on business who have been able to reopen in the midst of the...
What Are the Most Common Reasons for Bankruptcy Filings?
Sometimes, even despite our best planning and efforts, we fall into financial difficulty. While scary to think about, it really can happen to anyone. When this happens, you may be unable to keep up with the minimum payments on your outstanding debt...